At RIS we also specialize in helping business owners and their executives increase their eventual retirement incomes through Executive Bonus or Split Dollar Plans (see tabs). These benefits can provide assistance in recruiting, rewarding, and retaining top talent that is integral to the growth of any company.  

In addition, we assist executives and their families with additional personal retirement income planning that provides safety through the addition of guaranteed income to their portfolios. In many cases this Two Economic Powers Approach (see tab) based on actuarial science has been able to increase retirement income by 30% to 70% or more (depending on age) without any additional outlay, while also increasing safety. We construct a plan that will also realize the required liquidity and legacy objectives of the executive.

Another very important topic for business owners that we can address is how to protect investment assets with long-term care planning, and offer recommendations in this regard. (see LTC Problem tab)  This seems to be of great importance to female executives and female spouses as they normally have a greater life span than their male counterparts.

Business owners also have additional areas of importance they should address such as protecting the Continuation of their Business and how to Transition the company efficiently at the appropriate time. We can provide services that can be extremely beneficial in both of these areas.  

As examples, we can offer assistance in: